Want to know more about Design Thinking and Lean Start-Up?

May 3, 2018

We were thrilled to be invited by Financial Sector Deepening – Mozambique (FSDMoc) to conduct two separate Product Innovation training sessions in Maputo – the first on Design Thinking (for local industry players), and the second on Lean Start-Up (for FSDMoc staff). Read the summary blog here – and reach out to us if you want… Read more »

Insights to Enable Interoperable Payments for 500K Tanzanian Merchants

February 6, 2018

The vast majority of mobile money transactions, by volume and value, are airtime top-ups and person-to-person (P2P) transfers, respectively.  Recently, mobile money providers have been experimenting with merchant payment services, whereby consumers can purchase goods and services from online and retail businesses using mobile money.  A successful merchant payment program holds enormous potential: it would… Read more »

Welcome to our new website!

April 14, 2017

In our revamped website, we’ve added a few new bios of senior staff that have recently joined, and elaborated on a range of our consulting, research, and training services.  We’ve already added some of our clients, the (public) reports that may be of interest to our readers, as well as some case studies to give a… Read more »


Three Insights for Digital Payments Interoperability

June 30, 2015

Amitabh Saxena, Managing Director of Digital Disruptions, recently co-wrote, with Vodafone’s Selma Ribica, a post on three insights for interoperability. You can read it here: http://nextbillion.net/mobile-money-interoperability. You can also view a brief PowerPoint he put together in the Client Resources section. Please take a look – feedback and comments welcome.


Brief thoughts on Apple Pay fraud in Washington Post

March 30, 2015

Last week’s Washington Post interviewed Digital Disruptions’ founder, Amitabh Saxena, on fraud in Apple’s recently launched mobile payment service (see http://wapo.st/19g8SKf). A few weeks ago there were several mentions in the press about some banks experiencing higher-than-expected fraud rates for Apple Pay. The source of the issue appears to be fraudulent cards being provisioned during registration (rather than… Read more »